5-Things-You-Should-Know

1. Costs – There is generally no “out of pocket” cost for insured motorists in Utah when you are injured in an accident. The state of Utah has a no fault insurance clause stating that if you are in an accident, whether it is your fault or not, there is no out of pocket costs to you when you make a medical claim related to that accident. This means if you hit somebody, roll your own car, or smash into a telephone poll there is no out of pocket cost to you for any medical care related to that accident. It does not matter who is at fault, you can receive medical treatments by an auto accident specialist without any out-of-pocket cost to you.

2. Insurance – Many people worry about making a medical claim because they do not want their insurance rates to go up. Here is some good news. Your insurance rates will never go up if you make a medical claim to see a doctor or specialist after an accident. If you feel that you may have whiplash or some other medical condition as a result of an auto accident, you do not need to worry about insurance rates going up due to that medical claim. Insurance rates generally do not increase becauseof a medical claim to see a doctor or specialist after an accident. Insurance rates typicallyonly go up if you have too many tickets resulting in excess claims.Tickets add to the number of points you have on your driving record and it is the increased points that can cause your rates to increase. The higher amount of points on your record can increase your rates, but making a medical claim in itself will not increase your insurance rates.

3. Time – It is important that you see a medical professional who specializes in auto accidents as soon as possible after an accident. Many people think going to the emergency room counts as a medical evaluation of any injuries sustained in an auto accident. Emergency rooms are not auto accident specialists. They are there to save your life and do not specialize in auto accident treatments. It is important to see a specialist as quickly as possible to prevent long term damage to your neck, back and spine.

4. Healing Process – After an accident, your scar tissue starts to lay down and start the healing process immediately. Scar tissue fibers are cement like and this scar tissue will heal your spine in any position it is in. If your spine is crooked or out of alignment from the damage sustained in an auto accident or if your neck, spine or back has been injured, it will heal in that same crooked position, out of alignment.

5. Long-Term Damage – If your spine heals crooked. It may take 4-6 months before you see spinal degeneration, like spur formation or disc degeneration. Many people are in an auto accident and don’t feel any pain or discomfort, so they choose not to see an auto accident specialist. This is a big mistake. Serious damage can occur in accidents where the speed is as little as 3 milesper hour. It is injuries that heal incorrectly which often times create permanent degeneration of the damaged area. It is only after several months that people begin to notice they have a problem. At this point, there is very little that a specialist can do as the damage is permanent. This damage can cause you to be in pain and discomfort or have certain physical limitations for the rest of your life.

If you have been in an accident, contact to medical offices of Dr. James Grant. Dr. Grant specializes in auto accident treatments and can assist with your injuries at no out of pocket cost to you or your loved ones if you are an insured Utah motorist. Call to make an appointment today (801) 663-7685